
Question: My Part D prescription drug plan’s monthly premium has
changed. I want to change my plan. Whom can I contact to help me
select another plan? When can I make the change?
Answer: There is
help available to assist you in reviewing and comparing plans. You can
get help by calling Medicare at 1-800-633-4227 and talk to a trained
Medicare Representative. Visit www.medicare.gov . Under Search, select
“Compare Medicare prescription drug plans,” to compare cost and
coverage of plans and drugs. Look in your 2009 “Medicare & You”
handbook which you should have received in the mail for a listing of
plans
Question: I plan to file for Social Security Retirement benefits in December using the online benefit application, but I do not want to mail in my birth certificate. May I take it to the Social Security office and have a claims representative verify my age?
Question: I have read that Social Security now has a Retirement Estimator I can check. Are there any limitations on its use?
Answer: Yes. You can use the Retirement Estimator if:
1. You are not currently receiving benefits on your own Social
Security record.
2. You have enough Social Security credits
(quarters) at this time to qualify for benefits.
3. You are not
eligible for a pension based on work not covered by Social
Security.
Question: I recently employed a body to help one with the house work. Do I need to take the Social Security tax out of the wages I pay her?
Answer: If the lady says she is self-employed and reports the wages you pay her on a schedule c; and pays her own Social Security taxes when she files her income tax return; then you do not deduct the tax. If you employed her through a cleaning service you do not deduct the Social Security tax. However, if none of the above applies then if you pay her more than $1,800 during the year you should deduct the Social Security tax of 7.65% from her wages.
Question: I currently receive my Social Security check by mail. I have received a letter telling me about the debit card Social Security is making available in place of a monthly check mailed to me. I do not want the debit card. I have decided to open a checking account and use direct deposit for my Social Security check. Is it possible in Austin to get a checking account at a financial institution such as a bank or credit union that does not charge any fees?